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Lloyds bank fixed term deposit rates12/22/2023 ![]() AER (Annual Equivalent Rate): What interest rate would you like to have compounded annually? The higher the AER, the higher the returns for you.Consider whether or not each of the following is something that's important to you, and, if so, to what extent: ![]() Next, you'll want to have a grip on the kinds of things that make a 'good savings account'. Some current accounts offer a low interest rate. Current accounts: These are standard accounts geared toward everyday use, such as salary deposits, withdrawals, and transfers.ISAs (Individual Savings Accounts): These accounts generally offer tax-free savings, a flexible range of options, and no limit on deposits and withdrawals.Savings accounts: These standard interest-bearing accounts generally have requirements on how much you can deposit per month and restrict withdrawals. ![]() ![]() UK banks generally offer different types of savings accounts, and the first thing you'll want to consider is which type makes the most sense for you. ![]()
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